Our Blog

Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Fall Hazards: Risks and Safety Tips for Homes and Businesses

Fall weather can create new hazards around homes and businesses, from wet leaves and slippery walkways to ladders, poor lighting, and early frost. Learn practical ways to reduce seasonal risks and prepare your property for the changing conditions ahead.

Categories: backyard safety, business insurance, business safety, condo insurance, fall safety, home safety, homeowners insurance, liability insurance | View all Categories

Fire Prevention Month: Ways to Reduce Fire Risks at Home

October is Fire Prevention Month, making it a good time to look around your home for potential fire hazards. Simple steps involving smoke alarms, cooking, heating equipment, electrical systems, and everyday habits can help reduce the risk of a house fire.

Categories: condo insurance, fire extinguishers, fire prevention, fire safety, homeowners insurance, renters insurance | View all Categories

End-of-Summer Home Maintenance Checklist

As summer winds down, a little preventative maintenance can help prepare your home for the changing seasons. This end-of-summer checklist covers exterior upkeep, heating systems, plumbing, safety equipment, and other areas homeowners should review before cooler weather arrives in Montana.

Categories: fall maintenance, fall safety, home insurance, home maintenance, homeowner prevention, homeowners insurance | View all Categories

Preparing Your Business for a Power Outage

A power outage can interrupt operations, affect equipment, and create unexpected expenses for businesses in Montana. Taking a few precautions before the lights go out can help reduce disruptions and make it easier to keep employees, customers, and property safe.

Categories: business, business continuity, business insurance, commercial insurance, commercial property insurance, power outage, prevention | View all Categories

Insurance Considerations When Adding a Detached Garage, Shed, or Workshop

Adding a detached garage, shed, or workshop can change more than your property's usable space. Learn about insurance considerations involving the structure itself, what you store inside, liability risks, business use, and when it may be time to review your homeowners insurance.

Categories: detached garage, home improvements, homeowners insurance, other structures coverage, personal liability, personal umbrella insurance, shed insurance, workshop insurance | View all Categories

September is National Preparedness Month

September is National Preparedness Month, making it a good time to think about how prepared you would be for an unexpected emergency. A few simple steps can help your household respond to severe weather, fires, power outages, evacuations, and other disruptions.

Categories: being prepared for disasters, disaster preparedness, emergency kit, emergency planning, emergency preparedness, family safety, prevention | View all Categories

Back-to-School Driving Safety for Teen Drivers

Back-to-school season means busier roads, crowded school zones, and new challenges for teen drivers. Review practical driving safety reminders and insurance considerations that can help families prepare young drivers for the school year.

Categories: car insurance, personal auto insurance, personal insurance, teen drivers, teenagers | View all Categories

Why the Cheapest Insurance Option May Not Fit Your Needs

A lower insurance premium can be appealing, but price does not tell the entire story. Understanding deductibles, limits, exclusions, valuations, and other policy differences can help you make a more informed insurance decision.

Categories: affordable insurance, business insurance, comparing insurance quotes, insurance deductibles, insurance exclusions, insurance options, liability limits, personal insurance | View all Categories

Cybersecurity Risks During Employee Vacations

Employee vacations can create unexpected cybersecurity vulnerabilities, especially when responsibilities are temporarily reassigned or employees access company systems while traveling. A few practical precautions can help businesses reduce the risk of phishing, unauthorized access, lost devices, and delayed responses to suspicious activity.

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Pool, Trampoline, and Backyard Liability Risks

Pools, trampolines, and other backyard features can make your home more enjoyable, but they may also create additional safety and liability concerns. Understanding the risks and taking reasonable precautions can help protect your family, guests, and property.